At just the age of 18, Aashwi Pandya realised that real estate in India was locked behind a twenty-five lakh rupee entry barrier. The situation was dire, and Aashwi believed that property should be made accessible to everyone, not just those with deep pockets.
Founder and CEO of Berzit, Aashwi, built the online platform that digitalises fractional real estate and lets investors start with as little as two lakh rupees. Users can own a share of commercial properties from Dubai to the US and Europe, sell their stake at any time, and earn profits based on the equity they hold.
Aashwi calls this the stock marketisation of real estate. She adds,
“This comes with higher returns than any FD in a bank or stocks, or gold. Although fractional real estate already exists as an unorganised sector in the country, no one has conquered the virtual market to establish dominance.”
Though still in its MVP stage, Berzit already promises to bring real estate within reach of all. Moving forward, her goal is to maximise utility and rewrite the rules of property investment.
Bridging the Gap
Aashwi has always been inspired by Ratan Tata. She learned that an industrialist builds opportunities and employment while a businessman simply counts the gains. That lesson became the foundation of Berzit’s mission to make real estate accessible and meaningful for everyone.
As soon as the idea took shape, she threw herself into learning and refining the concept. In an exclusive chat with Entrepreneurs Today, the 30 Under 30 recipient shares,
“My core vision still lies in working for the betterment of others and providing employment. I attended a plethora of networking events and connected with many professionals to gain insights. My primary focus was to eliminate any possible loopholes. Of course, in the field of proptech, the legalities and the revenue model can be challenging, and I had no idea how to work on that as a college student. For research, I even called the competitor companies pretending to be a client and gained every possible insight into the finances. I then devised a revenue model better and more flexible than those of those companies.“
The Competitive Edge
Aashwi shares that most fractional real estate platforms still feel complex and demand a minimum ticket size of twenty lakh rupees. Moreover, they rarely venture beyond India and keep the investors wrestling with confusing interfaces.
Berzit changes that by making real estate investment accessible to every middle-class person. With ticket sizes starting at two lakh rupees, near-instant KYC verification, global property options, and an AI recommendation engine, users can build diverse portfolios with confidence. An integrated ROI calculator shows potential returns upfront, so there are no surprises later. Currently, the team is hard at work to bring transparent tools to a market long overdue for innovation.
A Rewarding Journey
“Success comes to those who choose the pain of discipline over the ease of distraction.”
The journey has not been a cakewalk, since there was a lot of resistance at home. Coming from a family of doctors, she faced doubts about the stability of business ventures. Her proposal to enter proptech met with scepticism and the withdrawal of support.
Rather than give in, she chose the road less travelled. Reflecting on the initial challenges, she says,
“I stuck to my plan and eventually gained their support. Although I highly respect people in academia, no degree, in my opinion, can teach one how to earn. Only sheer grit can transform one’s lifestyle. Everyone in their bloodline has that one person who is the black sheep of the family and wants to conquer. I guess that was me. There are still moments when I ask myself, ‘What if none of this works out?’ But I knew I’d rather be unsuccessful in a field I like than successful and miserable in a field I don’t.”
For Aashwi, the fear of failure never outweighed her passion for the challenge ahead, and success has never been about material rewards but about the impact she creates.
Her proudest achievement came during an early customer validation session. She reveals,
“During one such session, when I explained my idea to a regular middle-class man, his smile with hues of relief and happiness was worth a million bucks. The moment a person says that they love my idea is when I feel like I’m on top of the world.”
It’s the moments of genuine connection and validation that remind Aashwi that she is moving closer to a future where real estate truly belongs to everyone.
A New Dawn
Aashwi aims to bring 40 percent of India’s urban retail investors onto Berzit by the second quarter of 2026. At the same time, she plans to list properties in at least five countries beyond India’s borders to give users a genuine global choice.
Aashwi will also be working on perfecting the app’s technology and ironing out every legal detail so that customers enjoy a seamless experience from sign-up to sale. Within the next few years, she hopes to close a Series A funding round before the year’s end. With fresh capital in place, the focus will then shift to sales and marketing, building on the momentum of early adopters and expanding awareness across cities.
With a belief that the universe is the limit, Aashwi signs off, saying,
“Don’t wait for the right moment, take a moment and make it right. Many of us wait for that spark, that idea, to hit us all our lives. Time is a liability if not utilized properly. As a young entrepreneur myself, I urge all youngsters to channel all their energy into something they can create an impact with. It’s either 5 years of struggle or 50 years of regret. This is the age when we learn what fits our skills and have nothing to lose either.”
